Thursday, August 9, 2012

Camera Tip

You may remember that earlier this year, I treated myself to a fancy new camera.  I've been very happy with my purchase & recently took a photography class to encourage myself to get out of automatic mode.  I have to admit, I haven't practiced much since then but I'm going to blame that on the craziness of moving, selling a house, etc.

I did learn a good tip that I'll share here.  These fancy cameras aren't cheap, especially if you invest in several lenses.  If you're like me, you want to keep that chunk of money secure in a padded camera bag somewhere in a closet away from little curious hands.  Unfortunately, this deters picture taking.  If you're going to an event or something, you may remember to grab the camera bag from the closet.  However, if your cute little munchkin does something adorable at home, there's a good chance you'll either A) forget to go get your camera or B) by the time you do get your camera, the moment has passed.

What's the solution?  To keep your camera handy at all times.  But do I really want to have my expensive camera vulnerably sitting on the counter?

Guess what?  You can check with your homeowners insurance carrier to schedule the camera & associated equipment.  You should be able to get a much lower deductible this way & it should be fairly inexpensive.  I called my agent (who just happens to be my lovely & talented father-in-law) & it only cost me $10 extra a year & there's no deductible.  Now I don't have to stress about it being damaged or stolen.  Of course, I still don't want that to happen but at least I won't be starting from scratch if it does happen.

Anyway, I thought I'd share my knowledge because this piece of advice made me happy.  That's probably also due to the fact that I'm an insurance nerd but that's a topic for another day.  Or not...  I highly doubt you want to hear about my passion for insurance.  Or maybe this could be the start of a new post series.  Who wouldn't want fun insurance tidbits each month??  Oh yeah, most normal people not in the insurance business.  Ha!

Future insurance guru?

1 comment:

tishey said...

I'm really glad you mentioned this. I scheduled some artwork not too long ago but totally forgot about my camera. When G picked it up by the strap and brought it to me last night I almost had a heart attack.